Instant Payout Financing

We're reimagining how payments and financing
can work together to accelerate growth.

Offer 30, 60 or 90 day terms.
Get paid instantly.

Built for B2B Marketplaces

Get early access

Stop pre-funding payouts

Protect your working capital. Our automated on-demand payout financing can be custom tailored to as little as a single day.

Monetize your transaction flow

Put your transactions to work. Price take rates, enable monetization of instant payouts, and increase margins using Stitch’s cost plus pricing model.

Stop pre-funding payouts

Protect your working capital. Our automated on-demand payout financing can be custom tailored to as little as a single day.

Monetize your transaction flow

Put your transactions to work. Price take rates, enable monetization of instant payouts, and increase margins using Stitch’s cost plus pricing model.

How it works

1
Approval
You can pre-qualify your customers or have them apply directly to complete a credit check and accept a term offer. Your customer’s purchases are unlocked right away.
2
Payment
You get paid instantly when approved customers make purchases for services. That means you and your customers get immediate access to the total value of your contracts.
3
Settlement
We help your customers track their spend, manage their charges, and settle their installments by their agreed-upon terms.

How it works

1
Approval
You can pre-qualify your customers or have them apply directly to complete a credit check and accept a term offer. Your customer’s purchases are unlocked right away.
2
Payment
You get paid instantly when approved customers make purchases for services. That means you and your customers get immediate access to the total value of your contracts.
3
Settlement
We help your customers track their spend, manage their charges, and settle their installments by their agreed-upon terms.

Payments expertise not required.

Features
Fast turnaround
Onboard vendors and initiate instant payouts within minutes.
Flexible terms
Usage based pricing from 1-90 days of float
Dashboard
Consolidate order activity to monitor take rates and monetization.
Payment options
Initiate instant transfers over linked ACH or debit card accounts
Quick set up
Use a simple API or no-code integration that connects to your payments stack, or ours.
Fast turnaround
Onboard and get approved for credit limits within a day
Flexible terms
Offer 30, 60, 90 day terms or tailor your own.
Minimize cashflow risk
We'll take on late payments and non-payment risk.
Customer portal
Access all invoices and payment options in one place.
Payment options
ACH, Debit/Credit, Wire, Pay-by-check supported.
Quick set up
Use with a simple API integration, or with a no-code option.

FAQ's

What are Net Terms?
How can businesses integrate Stitch into their systems?
Can Stitch be white labeled?
What happens when buyers don't pay on time? How do you contact them?

FAQ's

What are Net Terms?
How can businesses integrate Stitch into their systems?
Can Stitch be white labeled?
What happens when buyers don't pay on time? How do you contact them?
Get early access